2007 and 2008 may not be the only years with massive subprime mortgage delinquencies.  It seems as if subprime delinquencies may continue to rise into 2009.  At least this is the opinion of the National Association of Realtors.  At present, the delinquency rate on subprime loans is around 20%.  Some believe that this forecast could rise by as much as 50%, putting delinquency rates going forward at 30%.  For the NARs part, it sees a 25% increase, boosting the delinquency rate on subprime mortgages to 25%.