Archive for April, 2010


When the major credit ratings agencies found themselves on the hot seat some years ago after the accounting scandals at Enron and Worldcom, their defenses were reasonable. This time it’s different, writes Neal Lipschutz.


NEW YORK (MarketWatch) — A Goldman Sachs Group Inc. (GS) managing director will testify on Tuesday that Chief Financial Officer David Viniar held a meeting in 2006 in which the firm’s mortgage department was ordered to reduce risk as the housing market first began to show cracks.


WASHINGTON (MarketWatch) — Goldman Sachs Group Inc. (GS) Chief Financial Officer David Viniar said the company began betting against the mortgage market in 2007 by “trading short” as a way to hedge the company’s losses in the area, according to testimony prepared for a Senate panel.

Find more subprime information from Google

This blog discusses subprime mortgage problems. Subprime problems began when lenders offered loans to potential home owners with bad credit or credit / income that did not meet the standards of traditional lending. Subprime mortgages for people with bad credit or no credit face an uncertain future. Once the hope of many to enter into home ownership has now been corrupted both by overreaching consumers and predatory lenders. I hope to follow the aftermath of this crisis.

Mortgage Lender Implode-o-Meter






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